Get Pre-Qualified in 2 Minutes (No Credit Pull)

What are you buying?

Lenders price loans differently for a home you live in versus one you rent out.

Home I will live in Second home Investment property

What is your household income?

Before taxes. Include salary, bonuses, self-employment and retirement income you can document.

Your annual income *

Gross, per year

Co-borrower income (optional)

Spouse or partner on the loan

How are you paid?

Employed (W-2)Self-employedRetiredOther

What do you pay toward debts each month?

Minimum payments only. Skip rent, utilities, phone and insurance; lenders do not count those.

Credit cards

Car loans

Student loans

Other (child support, personal loans)

Total monthly debts: $0

Where is your credit score, roughly?

Your best guess is fine. We never pull your credit; this only adjusts the rate we estimate.

Excellent (760+)Best rates available Very good (720-759)Excellent pricing Good (680-719)Good; small rate add-on Fair (640-679)FHA is often the best fit Below average (600-639)FHA with 3.5% down is possible Rebuilding (under 600)Creative finance or a plan to raise it Not sureWe will assume around 700

How much can you put down?

Cash you have available for the down payment. Closing costs are estimated separately.

Down payment *

Enter 0 if you are counting on a $0-down program (VA, USDA) or seller financing.

I am a first-time buyer
Unlocks 3% down conventional and many grant programs. I am a veteran, active duty or eligible spouse
You likely qualify for a $0-down VA loan.

Where are you buying?

Property taxes vary a lot by state, and they are part of your monthly payment.

State *

Target price (optional)

Have a home in mind? We will check if it fits.

When do you plan to buy?

Within 3 months3 to 6 months6 to 12 monthsJust exploring

Where should we send your results?

Your results page and printable letter are ready the moment you submit. We also save a link so you can come back.

First name *

Last name *

Phone *

Email *

I agree to be contacted by MLS9 and its matched lending partners by phone, text, or email about my request. Consent is not a condition of purchase. Msg & data rates may apply. Reply STOP to opt out.

Your estimate is based on self-reported information and is not a loan commitment. No credit pull happens.

Get pre-qualified

What are you buying?

What is your household income?

What do you pay toward debts each month?

Where is your credit score, roughly?

How much can you put down?

Where are you buying?

Where should we send your results?