Home ›Tools & Guides›Financing›Debt-to-Income Ratio

Debt-to-Income Ratio

Front-end and back-end DTI with the bands lenders actually use.

Back-end DTI37.3%

Your numbers

Gross monthly income

Before taxes, all borrowers.

Proposed housing payment

Principal, interest, taxes, insurance, HOA.

Car payments

Student loans

Credit card minimums

Other monthly debts

Child support, personal loans, alimony.

Estimates only. Results depend on the numbers you enter and are not a quote, approval or tax advice.

Back-end DTI

37.3%

Get pre-qualifiedKnow your ratio? Lock in a real pre-qualification so sellers take your offer seriously.