Every real-estate calculator and guide. Free.
Run the numbers on any home, deal or lease in seconds — then follow a step-by-step guide to do it yourself, without an agent.
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Buying calculators
Payments, affordability and what it really costs to buy.
Mortgage CalculatorYour full monthly payment with taxes, insurance, PMI and HOA, plus the effect of paying extra.
Home AffordabilityHow much house your income supports at 28%, 36% and 43% debt-to-income.
Rent vs. BuyNet worth after 5, 10 and 30 years if you buy versus rent and invest the difference.
Closing Cost EstimatorA quick estimate of lender, title, prepaid and government fees when you buy.
Selling calculators
See what you walk away with when you sell for 0% commission.
Renting calculators
Rent budgets, landlord math and short-term rental income.
Investing calculators
Cap rates, cash flow, BRRRR, flips, wholesaling and creative deals.
Cap Rate and ReturnsNOI, cap rate, cash-on-cash, DSCR, GRM and the 1% rule for any rental.
Rental Cash FlowMonthly and annual cash flow after every expense, with a five-year projection.
BRRRR CalculatorBuy, rehab, rent, refinance, repeat — how much cash you leave in the deal and what it earns.
Fix and Flip Profit70% rule max offer, all-in cost, profit, ROI and annualized return on a flip.
Wholesale Deal AnalyzerMax offer to the seller, investor price and your assignment spread.
Seller FinancingPayment, balloon and what the seller collects over time versus taking cash today.
Subject-To DealTake over the existing loan: total cash to close, instant equity and cash flow if rented.
Financing calculators
Debt ratios, refinancing, equity lines and tax planning.
Debt-to-Income RatioFront-end and back-end DTI with the bands lenders actually use.
Refinance Break-EvenMonthly savings, months to break even and lifetime interest saved (or lost).
Home Equity and AppreciationYour equity curve from appreciation plus principal paydown, with optional extra payments.
Property Tax EstimatorAnnual and monthly property tax from your state's average rate or your own.
1031 Exchange Tax DeferralCapital gains, depreciation recapture, NIIT and state tax you defer by exchanging.
HELOC CalculatorAvailable credit line at 80/85/90% combined LTV and the interest-only payment on your draw.
Step-by-step guides
Plain-English playbooks with checklists and the exact MLS9 tool for each step.
How to Buy a Home Without an AgentFrom pre-qualification to keys: the full buyer process, step by step, with MLS9 doing the agent's job.
How to Sell Your Home on MLS9 for 0% CommissionPrice it, list it, show it, negotiate and close — and keep the commission an agent would have taken.
How to Rent Out Your HomeBecome a landlord the right way: pricing, listing, screening, leases, deposits and collecting rent.
How to Find and Rent a HomeSet a budget, search smart, apply once, read the lease and move in without surprises.
Buying Your First Investment PropertyPick a strategy, run the numbers, finance it, close it and manage it — a complete first-deal playbook.
Creative Financing ExplainedSeller financing, subject-to, lease options and wraps — how each works, when to use it and how to paper it.
Wholesaling 101Find motivated sellers, estimate repairs, lock up contracts and assign them to cash buyers — legally and profitably.
Instant Cash Offer vs. Listing: Which Is Right for You?Speed and certainty against top dollar — how to compare both paths on your own numbers.
The Closing Process ExplainedContract to keys: escrow, title, inspection, appraisal, underwriting, the closing disclosure and signing day.
The Home Inspection GuideWhat inspectors check, what to attend, how to read the report and how to negotiate repairs.
The Complete Moving ChecklistEight weeks out to move-in day: what to book, cancel, pack, switch and change, in order.
How to Price Your HomeComps, adjustments, market speed and pricing psychology — set a number that sells without leaving money behind.
Ready to act on the numbers?
Turn any of these results into a guided plan — buy, sell, rent or invest, without an agent.