MLS9
Seller Financing Program

Seller financing for any home, nationwide.

Apply for seller financing on almost any home in the country — flexible terms, no traditional mortgage required. Check your property in under a minute.

60-second check No credit impact Free to check

Available in every state except California, New York, Hawaii, and Alaska. Homes under $1.5M.

How it works

Four quick steps from your address to a decision.

1

Learn the program

Review the terms below so you know exactly what you're applying for.

2

Enter your address

We pull the property record so you can confirm it's the right home.

3

Check eligibility

We verify the home meets the program rules and show you the result instantly.

4

Apply

Qualified homes move straight to the seller-finance application.

Program terms

Straightforward, buyer-friendly terms — exactly what you're agreeing to.

No balloon payments

Your structure never includes a lump-sum balloon due down the road.

No prepayment penalty

Pay off or refinance whenever you like — no penalty for paying early.

Buyer covers closing costs

The buyer is responsible for closing costs at settlement.

Buyer covers escrows

The buyer funds the escrow account set up at closing.

First-year insurance

The buyer covers the property insurance for the first year.

Administrative fee

A one-time administrative fee applies to participate.

+10% to purchase price

10% is added to the purchase price to participate in this program.

Homes under $1.5M

Eligible properties must be valued under $1,500,000.

Nationwide coverage

Every state qualifies except California, New York, Hawaii, and Alaska.

Ready to see if your home qualifies?

It only takes a moment — enter your address and we'll check it against the program instantly.

Check your property

MLS9 is a technology platform, not a lender, mortgage broker, or loan originator. Any financing and all of its terms come solely from the third-party seller/note holder. Submitting an application is not a loan approval or a guarantee of financing.